Sip slowly…this one knocks. Walk good. 28all. Eya. *AG, JS, AB, CS, JW, SC, WM*

The Warm-Up: 

“Being fit signals that you have been consistently working out for years. Being clear-minded signals that you have been intellectually stretching yourself for years. Being in happy relationships signals that you haven’t lost track of the big picture: life is about people.” ~Orange Book

The Core: 

“Kind before clever. Others before you. Give before getting. Prevent before solving. Listen before speaking.” ~Shane Parrish

“To simplify before you understand the details is ignorance. To simplify after you understand the details is genius.” ~James Clear

“ ‘Earnings missed estimates.’ No, estimates missed earnings. ‘The polls were wrong.’ No, your understanding of probability is.” ~Morgan Housel

“Time is the only true scarcity. No one can manufacture it. No one can sell the time available to him. No one knows how to accumulate it.” ~Thibaut

“You can always tell that someone hasn’t discovered much about themselves by how quick they are to negatively judge everyone else.” ~Ayishat Akanbi

“The phrase, ‘Everything happens for a reason,’ may not take away your pain, but it will allow you to move forward with your life. Trusting in a bigger picture helps you paint a better ending.” ~Vex King

“Don’t mistake coddling for empathy. Coddling is when someone decides you are too dumb to know better, empathy is understanding and then caring enough to risk being offensive with the truth.” ~Ayishat Akanbi

“If you try something ambitious, many of those around you will hope, consciously or unconsciously, that you’ll fail. They worry that if you try something ambitious and succeed, it will put you above them.” ~Paul Graham, Early Work

“The coronavirus pandemic has increased the need for effective philanthropy. But it isn’t enough to give. One must work at giving, search for and support causes and organizations that address structural problems, advance social progress, and transform people’s lives.” ~Daniel Loeb, Effective Giving Requires Rolling Up Your Sleeves

“Compounding works best when you can give a plan years or decades to grow. This is true for not only savings but careers and relationships. Endurance is key. And when you consider our tendency to change who we are over time, balance at every point in your life becomes a strategy to avoid future regret and encourage endurance.” ~Morgan Housel, The Psychology of Money

“As is the case when regulation is ‘stale’ across any industry, market forces begin to coalesce around a more ideal end-state within the confines of existing rules forcing regulators to react. This is occurring today with the blurring of public & private investing as a result of a variety of factors including liquidity for private company shares, cross-over funds, SPAC’s, and the financialization of new asset classes.” ~John Street Capital, Investing & the Convergence of Public & Private Markets

“Uncomfortable limbo happens when we’re seeking firm footing and there isn’t any. The discomfort comes from not knowing, from our unlimited desire to get through it to the other side. And comfortable limbo is a place to hide. We lull ourselves into complacency, because the limbo of being in between feels safe, with no responsibilities. Amazingly, two different people can experience the same limbo in totally different ways. It’s not the limbo that’s different, it’s us.” ~Seth Godin, Two kinds of limbo

“Building wealth from nothing: *Acquiring skills that make your time valuable. *Use your now-valuable time to get some money and access networks. *Turn your time, network, and money into equity—something that doesn’t require your time. Don’t forget step 3.” ~Austen Allred —> “Retweeting for endorsement, and while I think everyone reading this should own public equities because they are a good diversification against career risks, much of return profile comes from private or not-even-formalized equity. ‘Not-even-formalized?’ A great portion of what you have built over the years is not on the balance sheet or cap table or anything registered with the state. It’s opportunities that will find you in the future, your name spoken in rooms without you, a thing you know no one does, etc.” ~Patrick McKenzie

“Then I think the third one, and this is more nuanced, is I think the modern employee is looking for something very different than maybe five, 10 years ago. I think 10 years ago it was a very transactional process. You came in to work at the company, you did good work, you got paid. That was kind of the trade that everyone was doing. I think these days the modern employee is coming with professional goals but also personal goals, and it’s the company’s job to actually make sure that they excel at both of them. A company who can invest in an employee, help them build a career but also help them kind of grow their skillset or help them define what happiness means outside of work is ultimately going to allow people to keep employees much longer, because you’re just more fulfilled in general.” ~Lore Avidar, Creating & Selling Superpowers, Founders Field Guide with Patrick O’Shaughnessy 

Last Set: 

“Growth always fights against competition that slows its rise. New ideas fight for attention, business models fight incumbents, constructing a building fights gravity. There’s always a headwind. But everyone gets out of the way of decline. Insiders might try to stop it, but it doesn’t attract masses of outsiders who rush in to push back in the other direction like progress does.” ~Morgan Housel, Lots of Overnight Tragedies, No Overnight Miracles

Food for Thought: 

“It makes me smile just thinking about those kids, and what they’re bound to accomplish for our country in the coming years. I’m inspired by what they’re doing — how they’re not just out there, they’re actually helping to lead — and where they’re going to take this country down the line. We’ve put in some good work at this point, and won some people over, and we’ve gotten some new regulations passed in some cases. But this is really only just the beginning. There is so much more to be done. This is like when you play a seven-game series, you know what I mean? You’re not going to be clapping because you won the first game. You keep your eyes on the prize.” ~Marcus Smart, This Article Is Not About Basketball

Food for Thought II: 

I received two insta messages within mins of each other on Wednesday night. One at 9:49pm, then another at 10:10pm. Two separate friends. Two distinct MML readers. Both saw it and sent to me. People helping people. This quote hit me…

“Marriage is hard. Divorce is hard. Choose your hard. Obesity is hard. Being fit is hard. Choose your hard. Being in debt is hard. Being financially disciplined is hard. Choose your hard. Communication is hard. Not communicating is hard. Choose your hard. Life will never be easy. It will always be hard. But we can choose our hard. Pick wisely.” ~Devon Brough

Other tings: 

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